One Hour virtual presentation that First-Time Homebuyers can’t afford to miss! Thinking about relocating to Florida, or know someone there who’s ready to own instead of rent? Join us for an informative session featuring experienced Mortgage Consultants from Emigrant Mortgage, a Division of Emigrant Bank who will walk you through how to prepare for first-time homeownership, including: - Understand the Fundamentals of Credit - Preparedness for the Home Buying Process including; - Pre-Approvals & the Mortgage Process - Mortgage Loan Programs & Grants to assist First-Time Homebuyers with down payment and closing costs - Where to look, how do they work and how to qualify? To round things out, a seasoned Florida Realtor will offer insights into the Florida housing market and guide first time homebuyers on what to expect when shopping for their home and best practices for success whether you’re buying locally or planning a move to the Sunshine State. Featured Speakers Pamela Garcia – Vice President & Community Lending Officer - Florida Region Judit Soler – Community Lending Coordinator - Florida Region Juliann Giuffre – Vice President & Community Lending Officer - New York Region Closed captioning will be available. Those who wish to access it may select it by selecting "live transcript" once joining the webinar.